You’re Not Lost.
You Just Need a Plan.
Most people aren’t bad with money — they’ve just never had anyone sit down and walk them through it.
That’s exactly what this coaching does.
Personal Finance 1-on-1 Coaching
R4,000 • Valid for 6 months
PERSONAL FINANCE 1-ON-1 COACHING
4 000
Complete Personal Finance Coaching
Valid for 6 months
2 One-on-One Coaching Sessions
Practical Budgeting System & Template
Emergency Fund Strategy
Goal-Based Saving & Investment Plan (TFSA, RA, etc.)
Pension/Provident Fund Education
Risk Cover Essentials (Life,Income Protection,Dread Disease)
Finally Get Clarity on Your Money
This coaching is for individuals who want to build their finances with intention — not just earn and hope for the best. Whether you’re in a corporate job, freelancing, running your own business, creating content, or navigating an inconsistent income, these sessions give you the education, structure and clarity to move forward with confidence:
This coaching will help you:
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Master your budget
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Start saving meaningfully
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Understand where and how to invest
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Protect what you’re building
WHO IS THIS COACHING FOR?
If You:
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Want to feel confident in how you’re managing and allocating your money
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Are ready to build a solid emergency fund and stop living pay cheque to pay cheque
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Have short- and long-term goals and need a strategy to reach them
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Want to understand and make the most of your pension or provident fund
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Need clarity on investment tools like Tax-Free Savings Accounts or Retirement Annuities
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Want to understand what life cover, income protection and dread disease actually do — and whether you need them
Then this is for you.
What You Can Expect
1. Getting to Know You
This session is all about you. We start by unpacking your current financial picture — your income, expenses, debts, and what you’ve already built. But we go deeper than numbers. We explore your goals, your fears, your money mindset, and your family dynamics, because your relationship with money is shaped by more than just your bank balance.
We’ll also start looking ahead — mapping out what you want your future to look like and walking through the different options available to help you get there. You’ll leave this session feeling heard, understood, and already clearer on your path forward.
2. Your Personal Finance Report & Action Plan
Before this session, you’ll receive a personalised report I’ve prepared for you — a clear breakdown of where you currently stand, your goals, and a recommended roadmap for moving forward.
In this session, we walk through the report together. I explain every recommendation, answer your questions, and make sure you leave with a full understanding of your plan and the confidence to act on it. No jargon, no overwhelm — just clarity.
What is Expected of You
To make the most of your sessions, please send me the following financial documents BEFORE your first session. This allows me to review your full picture in advance and prepare your personalised report:
Monthly Budget or Spending Overview
Months Bank Statements &
Investment Statements
Pension/Provident Fund Benefit Statement including Group Risk
Liabilities
Statements
Risk Cover
Details
Why choose Personal Finance Coaching
• Customised Guidance: Every session is tailored to your specific income, goals, and life stage — no generic templates.
• Real Financial Education: You’ll walk away understanding your money, not just following instructions. Knowledge that lasts a lifetime.
• Know the Right Questions to Ask
• Confidence to Act: You’ll leave each session with clear, practical next steps you can implement immediately.
Investment
THE COST FOR THIS COACHING PACKAGE IS R4,000.
This includes two 1-hour sessions — giving you the personalised attention, education, and structured plan you need to move forward with confidence.
Sign-Up Process
Step 01:
Sign-Up and make payment and become a member.
Step 02:
Get confirmation email with log-in details.
Step 03:
Log-in, fill in questionnaire and book your sessions.
*If you have any questions, feel free to reach out via WhatsApp at +27 67 018 1665 or email us at info@womanandfinance.co.za.
Your Instructor
Mapalo Makhu
An award-winning Personal Finance Educator, Speaker, Author of You’re Not Broke; You’re Pre-Rich and Founder of Woman & Finance. Mapalo holds a Bcom Finance Degree, a PostGrad in Financial Planning and Investment Planning — and has helped hundreds of South Africans take control of their money with clarity and confidence..
Questions? Email: info@womanandfinance.co.za
Join thousands of South Africans building financial confidence and receive practical money insights, tools and real-life financial conversations.